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When you purchase an two wheeler insurance policy, you put the trust in the insurer. This trust is kept in the form of an insurance policy document that you both must adhere to. The drawing of an insurance policy injuncts that both the parties are bound under the legal obligation. Policy papers are the proof of that legal obligation. Therefore, the insurer asks you to submit the insurance policy document when making a claim. Having a policy on you also serves as a guarantee that you will get what you were promised.
National insurance has gone completely digital in terms of insurance. This step was taken to aid customers with pace, and also their grievances can be solved easily. Once all the insurance formalities are completed, you get the policy document from National Insurance. You need a policy document as proof to file a claim and get its benefits. However, it is possible that you may lose your policy document or misplace it. You are allowed to download the National two-wheeler insurance policy for times like these.
The insurer gives you the unique policy number when you purchase the policy. This not only serves as an identification but also allows you to download a digital copy of your National bike insurance policy document by following the steps mentioned below:
After you, an intimate insurer, about the accident, the authorized surveyor will come to assess the damage that the involved parties sustain. At that time, you need to provide all the documents to the surveyor for verification purposes. One of the most important documents is the National two-wheeler insurance policy document. This document supports you in keeping the insurer accountable. It is not mandatory now to have the hard copy of the insurance document on you. This regulation was modified by the Insurance Regulatory and Development Authority of India (IRDAI). Now insurers are obligated to accept the e-copy of the document. However, having hard copies may provide you with a sense of comfort and security.
No matter how you purchase your National two-wheeler insurance policy, you can easily get access to the hard copy of the policy document. Insurers usually send the policy document within a week of the policy purchase. It is home delivered to you at your registered address. The authenticity of the insurance policy document printout is still considered viable at the time of the claim.
The insurance policy document is unalterable, given the legality of the document. Nevertheless, there sometimes arises a circumstance in which you might need to make the changes in the document. These circumstances can be the printing mistake in the document done from the insurer's end or change of the policy, premium, title premium, etc., be it rectification in the document or the endorsing the new detail can be easily done. This, however, can not be done without informing the insurer. Changes you make can be done through the consent of the insurer and vice versa. Changes in the National two-wheeler insurance policy document can be done through the following stages:
The validity of the old document will be concluded after the new document comes into existence. Therefore, you are requested to discard the old document as soon as you receive the new document from the insurer.
Your National Insurance policy number will be on the front page of the National Insurance two-wheeler policy document. You need to use this number to register yourself on the official website of the National Insurance.
The insurance policy number is unique to each policy. Insurers use this to distinguish you and the policy in question. Therefore, you get a new number for each insurance policy that you purchase.
If the hard copy of the insurance policy document is lost, you can take multiple printouts of the soft copy of your insurance policy document. Each printout will serve as an original of the document. Therefore, you do not need a duplicate of the insurance policy document.
Due to the legalities of the insurance policy document, if you falsify any claim or alteration of the document's procedure without informing the insurer. Then the insurer holds all rights to reject your insurance claim.
The status of the National two-wheeler insurance policy document can be easily tracked by using the website of National Insurance. If you are still unsatisfied, then you can call the customer service of the National Insurance.