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While the Bajaj Allianz bike insurance protects your coveted two-wheeler against risks, it also complies with the legal compulsions envisaged by the Motor Vehicles Act of 1988. However, you must clearly understand the Bajaj Allianz bike insurance claim process to meet unforeseen road emergencies. Bajaj Allianz’s two-wheeler insurance “Claim Settlement Ratio” is an impressive 95.01%, making it one of the most trusted bike insurance providers. A robust customer support mechanism, 24/7 assistance, and a digitalized claim settlement process ensure a seamless experience.
The requisite list of documents varies according to the claim type and situations warranting Bajaj Allianz’s two-wheeler insurance claim. Accordingly, several typical scenarios find a place in the list below.
Accident Claim:
Theft Claim:
Third-party Claim:
You can intimate the Bajaj Allianz two-wheeler insurance claim at their official portal, the “Caringly Yours” app, or email at bagichelp@bajajallianz.co,.in and follow the under mentioned steps.
It is best to invoke the cashless Bajaj Allianz bike insurance claim process accomplished in a few simple steps:
Unlike the cashless Bajaj Allianz 2-wheeler insurance claim settlement process, you seek reimbursement for the repair cost according to the policy coverage. The steps to follow are:
You must be aware of several reasons for rejection. Thus, find some of the common reasons below for awareness:
The No Claim Bonus (NCB) is vital to impact the renewal premium with handsome reductions for every claim-free year. However, you are eligible only if you have purchased the comprehensive or own-damage two-wheeler insurance policy. Insurers often reward the policyholders for good driving and consecutive five claim-free years with a cumulative rate that goes up to 50%. It is thus an incentive helping in reducing the premium substantially, and even a minor claim can deprive you of the NCB. In addition, the NCB can be transferred to the new insurer in case you switch. And the most vital factor for enjoying the NCB is renewing your bike insurance policy in time.
You must file an FIR and obtain a No Trace certificate from the Police and an intimation to the relevant RTO. Submit the keys and other documents to register and initiate a claim as per the policy terms.
Deductibles are of predetermined value that you must compulsorily pay as your share of the repair cost.
You can register the claim with a policy number or duplicate policy document downloaded from the insurer’s official website.
It is always advisable to inform the insurer about the modifications made to your bike to prevent any hassle during the claim settlement process.
Insurers usually route the reimbursement of claim settlement through the banking channels only with direct credit to the policyholder’s account.