Honda WR-V Car Insurance

72-year old Honda is counted among the top 10 automobile brands, globally, and within the top 5 carmakers in Japan. Headquartered in Tokyo, Japan, Honda cars are known for their reliability, and out of the world driving experience. Luxury and finesse are some of the adjectives which are automatically associated with the brand Honda, and they have certainly a niche fan following, all over the world.

Between their top-end sedan like Honda City and large SUVs like CRV, Honda always wanted to offer a mid-range, subcompact SUV which can attract a small family of 2-3 members, at a competitive price range. This was finally accomplished with Honda WR-V, which was designed exclusively for India and Brazil markets, and launched in both the markets in 2017.

Key Specifications of Honda WR-V

Based on the framework of their best-selling premium hatchback: Jazz (also called Fit in European and Japanese markets), Honda WR-V was the first Honda car which was developed as a collaboration between Honda Research & Development Centres in Brazil and Japan. 

Powered with the legendary 4 Cylinder, SOHC i-VTEC, and DOHC i-DTEC engines, Honda WR-V is available in both petrol and diesel variants. This comes from the same engine family which powers Honda City, which has now become India’s top-selling sedan beating the likes of Maruti and Hyundai. Besides all the bells and whistles, smooth i-VTEC (for petrol) and i-DTEC (for diesel) engines are the biggest USPs of WR-V, which provides an incredible driving experience. 

Some of The Top-rated Features of Honda WR-V

• Honda WR-V’s body structure is purely based on Honda Jazz/Fit, which has the advanced ACE or (Advanced Compatibility Engineering) technology. In the case of a frontal collision, this engineering innovation can deflect all energy, and make the front passengers safe.
• While the petrol variant has 1199 CC engine, the diesel variant has a 1498 CC engine for that extra punch.
• The petrol variant gives a maximum power of 90 PS at 6000 RPM, and 110 Nm torque at 4800 RPM.
• Diesel variant provides max power of 100 PS at 3600 RPM, and 200 Nm torque at 1750 RPM.
• While the petrol variant can give an average mileage of 16.5kmpl, the diesel variant can give an average of 23.7 kmpl mileage.
• Sunroof is available for the top variants, making it a value add-on in this segment.
• 7.7 cm digital infotainment is available, with a capacitive touchscreen, which has an in-built satellite-linked navigation system.
• Dual airbags in the front and Anti-lock brake system makes it a safe car.
• The biggest drawback is that WR-V doesn’t have an automatic transmission mode, which is a surprise, since Jazz, and every other model from Honda have an automatic version as well.
• Base variant is priced at INR 8.55 lakhs, while the top variant is priced at INR 9.75 lakhs (ex-showroom, New Delhi, petrol variant)

What is Covered Under Honda WR-V Car Insurance Policy

Third-Party Losses: In the unfortunate event of third-party loss, your policy will take care of the legal and financial liabilities.

Damages Due to Accidents: If your car is damaged due to an accident, nothing to worry about as your Honda car insurance policy got you covered.

Car Thefts: In case your car is stolen, your car insurance policy will look after the same.

Damages Caused in Fire: If your car catches fire, your car policy will pay for the damages.

Damages Due to Natural/Man-made Disaster: When flood, hurricane, hail storm, tornado, riots, etc attack your car, your insurance policy comes in handy. 

Personal Accident: In case you meet with an accident that leads to injuries or unfortunately death, your policy will offer compensation of up to INR 15 lakh.

Note: You will have to buy PA Cover separately. 

What is not Covered Under Honda WR-V Car Insurance Policy

Drunken Driving: No car insurance company will accept your claim if you were drunk or under an intoxicant when the accident happened.

Unauthorised Driving: Your claim will be rejected if the driver is without a valid Driver’s License.

Deliberate Accident: If the accident has been caused purposely, the claim will be rejected.

Consequential Damages: Consequential damages that are caused after the accident are not covered under insurance.

Negligence: An accident occurs because of your own negligence, you won’t be able to claim the damages.

Depreciation: Damages that are caused because of normal wear and tear, mechanical or electric failure due to travelling.

Expired policy: If the policy has lapsed, your damages will not be covered.

Excluded Add-Ons: You will not be able to claim the benefits that you do not have in your plan.

How to Renew Your Honda WR-V Car Insurance Policy

You can renew your Honda car insurance policy in 5 easy and quick steps. 

Step 1 - Fill in your Name, Address, Mobile Number, Vehicle’s Make, Model, Variant, Registration Date & the city you drive in. 

Step 2- Press ‘Get Quote’ and choose your choice of Plan (Third-party liability car insurance, Comprehensive car insurance, Standalone own damage car insurance) or add-ons

Step 3 - Enter details of your previous insurance policy- Date of expiry, Claim made in the last year, No Claim Bonus earned

Step 4 - You will get a quote for your premium

Step 5- Make the final payment to renew your policy

Honda WR-V Review

As mentioned earlier, the biggest USP of Honda WR-V is the ultra-smooth engine, which is not only powerful and dependable but fast and furious as well. Honda’s i-VTEC is known for its powerful performance, and in Honda WR-V, this magic can be witnessed first hand.

Although on the hills and during steep ascent, the petrol engine can be felt like it’s slightly underpowered, compared to the diesel engine. But this feeling is negated once the engine revs up, and higher RPM is achieved, which accelerates the vehicle easily. In terms of space management, premium features like LED daytime running lamp, cruise control, comfortable seats, and overall driving experience, Honda WR-V steals the show in the sub-4 meter crossover SUV segment.